Time To Up The Score

Authorized user tradelines are existing credit card accounts with a strong payment history, high limits, and long age. When you are added as an authorized user to one of these accounts, the positive history from that card can report to your own credit profile. This can help strengthen your credit mix, increase your overall limits, add age to your file, and support your score—depending on your current credit situation.

Tradelines do not remove negative accounts, do not replace credit repair, and do not guarantee approvals. They are a credit enhancement tool meant to support your overall profile.