Full Credit Restoration Plan — Expedited

For clients ready for a total transformation — this plan delivers maximum results with zero shortcuts.

The Full Credit Restoration Plan is our most aggressive and comprehensive service designed for clients dealing with deep credit damage, multiple derogatory accounts, or long-term reporting errors. We use every legal tool available under the FCRA, FDCPA, and Metro 2 Compliance Standards to challenge, delete, and correct all inaccurate information reporting on your credit profile.

This plan goes beyond surface-level disputes — it focuses on complete restoration and strategic rebuilding to position you for funding, homeownership, or business credit success.

What’s Included:

• ⚡ Unlimited Dispute Rounds — Continuous disputes with all three bureaus until all eligible accounts are corrected or removed.

• ⚖️ Custom Dispute Letters for Every Account Type — Collections, charge-offs, repossessions, bankruptcies, foreclosures, and more.

• 🧾 Metro 2 Compliance Challenges — Legal accuracy demands that push furnishers to prove every detail or delete unverifiable items.

• 🧠 CFPB Escalations & Legal Follow-Ups — For stubborn or repeatedly reinserted accounts that fail to verify properly.

• 💼 Furnisher Verification Requests — Direct creditor challenges backed by FCRA §623(b) and FDCPA debt validation requirements.

• 💻 Safe Client Access Portal — Real-time progress tracking, document uploads, and secure communication.

• 📈 Rebuild Coaching + Funding Prep — After cleanup, you’ll receive a personalized rebuild plan, tradeline recommendations, and pre-funding guidance.

• 🧮 Credit Monitoring Required — Active Credit Dyno monitoring is required during the service term (not included).

Best For:

✅ Clients with severe credit damage, multiple collections, or legal-level inaccuracies.
✅ Those previously denied for home loans, business funding, or major credit lines.
✅ Anyone ready to rebuild from the ground up and position themselves for lasting financial stability.

Important Details:

• This plan includes unlimited disputes until completion.

• All services are non-refundable due to the time and legal documentation involved.

• Requires active participation and credit monitoring for best results.

• Results vary depending on credit report accuracy, age of accounts, and bureau response times — but this plan delivers the highest level of enforcement and persistence available.